Business Insurance: Is it Time to Talk to the Insurance Guy Again?
Financial advisors may be masters at managing risk for their clients, but they should also know to risk manage their own business by having appropriate business insurance. While the mix of what makes up appropriate for one advisor necessarily differs from another, there is one clear and common thing among all advisors when it comes to insurance: no one could have seen 2020 coming.Read More
What do you tell your clients who want to help?
For clients in the position to help their local economies long term, they may want more information from their financial advisors about how and where to direct their investments. For financial advisors, this can be a long conversation.Read More
The Impact of Impact Investing
Socially Responsible Investing now tops $30 million in AUM. Is Impact Investing catching up? Read on for details on a new survey in Impact Investing and how this may show a trend.Read More
Technology Watch: What to Keep an Eye on for 2020
Keeping up with technology for your financial advisory firm may feel like trying to keep tabs on your teenager. It’s more than watching trends. It’s about being able to see how trends in tech may pose a risk to your clients or their business.Read More
RecordKeeping in an Ephemeral World
While you may wish that those rules would go up in a puff of smoke, you definitely don’t want the communications to disappear in 24 hours. That means when it comes to ephemeral communications you need to be on your toes.Read More
State Regulations to Watch
With all eyes on the federal government’s various efforts at reforming the fiduciary rules for financial advisors and administrators, attention may have slipped from the States. Read More
Associations as Employers: New Proposed Rule from the DOL
A new DOL rule would allow multiple, smaller employers to band together to offer group retirement plans. To qualify the employers must have a common affiliation – they must operate in the same industry or trade or be companies with the same owner or be in the same geographic area such as a city or county.Read More
Presidential Politics and the Market
While they make for explosive interpersonal interactions, Presidential races may also cause concern among your clients about what impact a hotly contested presidential race might have on the stock market. It turns out those concerns are based in truth. Presidential elections do impact stock markets.Read More
FINRA's New Rules and Actions
FINRA has had a busy season, including consolidating its enforcement unit and allowing for e-signatures. Get up to speed on what changes are happening at FINRA and clients need to understand about those changesRead More
Are your Retirees too busy?
Not all retirees want a life of travel, golf and early dinners. Some retirees continue to work just as passionately in retirement as they did before they left their paying occupations. That passion has its benefits, but also its detractions. Read More
Saving for Retirement by Side Hustle
The side hustle could be a go to for saving for retirement for workers with stagnant wages. But before employee’s jump on the side hustle train, there are a few drawbacks to that ride that should be considered.Read More
Planning for the Unexpected
Tanking markets, employer bankruptcy, family crisis can all have a devastating impact on retirement and retirement planning. Advisors can help participants save for the unexpected.Read More